The Local Government Employees Health Plan makes private health insurance a much cheaper option for council employees and councillors.
The plan saves members up to 45 per cent of their medical expenses by reimbursing any excess payable on hospital care.
Savings are made by choosing a product that charges the highest excess and the lowest premiums. When a member is hospitalised they are refunded any excess from the excess refund pool, which is funded by four per cent of member premiums.
MAV Insurance developed the Local Government Employees Health Fund in partnership with Health Link Consultants and not-for-profit health insurer GMHBA.