MAV Insurance

Local Government Employees Health Plan

The Local Government Employees Health Plan (LGE) makes private health insurance a more affordable option for council employees and councillors.

The plan saves members substantially by reimbursing any excess payable on hospital care. The excess refund is up to $250 for each hospital admission during your first 12 months of membership of the Plan and up to $500 per admission thereafter.

Savings are made by choosing a product that charges the highest excess and the lowest premiums. When a member is hospitalised, they are refunded the excess up to $500 from the excess refund pool, which is funded by four per cent of member premiums.

Every year premiums rise on 1 April. If you haven't checked already, you might have a hefty health cover premium increase on the way. To check if you're getting the best value for what you're paying or to book a review, contact the LGE Health Plan:

Local Government Employees Health Plan

Hospital excess payment requests

The claim must be forwarded by the LGE Health Plan authorised officer of council to Municipal Association of Victoria via post or email (

Or see your LGE Health Plan authorised officer for a claim form or download a copy below:

If you are an authorised officer of the LGE Health Plan, you may lodge a request for a refund of hospital excess payment for an employee, or their family member by logging into our member's only area. (Feature coming soon).


MAV Insurance developed the Local Government Employees Health Fund in partnership with Choosewell Corporate and not-for-profit health insurer GMHBA.